(416) 428-1286
Young Mortgages

Michelle Young — Mortgage Agent Level 1

Get the Right Mortgage in Canada
in Minutes.

I search over 30 banks and lenders on your behalf, helping Canadians across 9 provinces find the right mortgage at the right rate — with no cost to you.

Best Mortgage Brokers 2022 Award
CMP Top Brokerage 2020 Award
CMP Top Brokerages 2021 Award
Google
5-Star Rated Mortgage Agent

Pre-Approval, Approval, Refinance or Switch

We negotiate with these lenders so that you don't have to

Scotiabank
Desjardins
MCAP
TD Bank
Manulife
BMO
Equitable Bank
Meridian
First National
DUCA
Strive Capital
ATB Financial
Neo Financial
Radius Financial
B2B Bank
MCAN Financial
Marathon Mortgage
Alterna
Canadian Western Bank
CMLS
Effort Trust
Haventree
Home Trust
ICICI Bank
Lendwise
Merix Financial
NPX
RMG Mortgages
Wealth One

Negotiating with 30+ lenders on your behalf

See How It Works

Get the best mortgage in Canada in minutes

We shop over 30 banks and lenders to find you the lowest rate and best terms, saving our borrowers over $10,000 on average.

30+Lenders
$10k+Avg. Saved
MinutesNot Days

3 Easy Steps

How we save Canadians thousands on their mortgage

Butler Mortgage mobile application showing property type selection

Step 1

Apply online in only 5 minutes.

With a few simple questions, I build your unique profile and match you with the best options available. Saving you time and money, with honest advice every step of the way.

Butler Mortgage dashboard showing tailored mortgage options on laptop

Step 2

We get you the best mortgage.

I source the best rates and features across 30+ lenders, tailoring your mortgage to your specific needs and saving you thousands. You always receive clear, unbiased options.

Butler Mortgage approval email with personal advisor support on tablet

Step 3

Get approved with human support.

From approval to close, I work to save you money. You get a dedicated mortgage advisor guiding you at every step, providing clear and transparent advice exactly how and when you need it.

In the News

Featured On

Featured on Forbes Advisor
Featured on Financial Post
Featured on Business Insider
Featured on Yahoo Finance
Featured on BetaKit

Watch & Learn

Smart mortgage insights, made simple.

Staying informed is the first step to making confident mortgage decisions. Take a few minutes to watch — and reach out if you have any questions.

Why Work With Michelle

A smarter way to get your mortgage.

Butler Mortgage app showing tailored mortgage options with best rates from multiple lenders

The best rates & features at your fingertips

I search the market for you, comparing over 30 banks and lenders to find options with the best rates and features tailored to your situation -- saving you thousands. Always at no cost to you.

Find your best rate today

Looking to save big on your mortgage?

We've got you covered! Our team scours 30+ banks and lenders to find you the best rates and features.

30+ Canadian banks and lenders including First National, Merix, RFA, TD, Scotiabank, MCAP, Manulife, and more
Butler Mortgage Inc.
  • Apply online, anytime, anyplace
  • Honest, unbiased and jargon-free
  • The best options from 30+ banks and lenders
  • Multiple tailored mortgage options
  • Always free and transparent

Going Direct to a Bank

  • In-branch appointments during business hours
  • Complex language and limited product range
  • Only 1-3 lender options considered
  • A single mortgage option presented
  • Potential hidden fees and added costs

Mortgage Solutions

Whatever your mortgage needs

Every situation is different. I provide tailored guidance for each type of mortgage need.

New Purchase

Structured mortgage solutions for your next home -- handled efficiently and professionally.

Learn more

First-Time Home Buyer

Pre-approval or full approval guidance so you can move forward with confidence.

Learn more

Refinance or Switch

Looking to access equity or improve your mortgage structure? I'll help you evaluate the right options.

Learn more

Self-Employed

Flexible mortgage solutions designed for business owners, contractors, and non-traditional income.

Learn more

Client Stories

What clients are saying

"Michelle made the entire process seamless. She found us a rate that saved us over $15,000 compared to what our bank was offering. Incredible service!"

Patrick H.

Toronto, ON

"As a first-time buyer, I was overwhelmed. Michelle broke everything down clearly and found me options I didn't even know existed. Highly recommend."

Stephanie R.

Vancouver, BC

"Self-employed and thought getting a mortgage would be impossible. Michelle connected me with the right lender and I was approved within a week."

Mohammad A.

Calgary, AB

FAQ

Get answers to your questions

Whether you're buying your first home or restructuring your mortgage, you deserve clarity.

Ready to Start?

Get your mortgage strategy today.

My role isn't just to present options -- it's to ensure you understand them and choose what's right for you. Let's start with a free, no-obligation consultation.

Michelle Young

Mortgage Agent Level 1

Free consultation. 5 minutes. No credit check required.

5397 Eglinton Avenue West, Suite 108, Toronto, ON M9C 5K6